Pour semi-sweet chocolate chips into a small glass bowl, then pour white chocolate chips into another small glass bowl. Microwave the semi-sweet chocolate chips on high for 1 minutes. Stir until smooth. Then microwave the white chocolate chips on high for 30 seconds. Stir. Microwave another 15 seconds. Stir until smooth. Microwave another 15 seconds, if needed. Be careful though, white chocolate can get overheated quickly.

Dip crackers in chocolates and place on a cookie sheet lined with parchment paper. Reserve a little bit of each kind of chocolate to drizzle on top. Decorate with sprinkles or nuts. Place in refrigerator until set. Store covered in refrigerator for 3-5 days.